In today’s video, we’re discussing the truths behind the ten most common mortgage myths with our special guest, Ray Smith of Movement Mortgage. He’s a 13-year veteran in the mortgage field, and he’s here to give us the facts about getting a mortgage in part one of this series.

Feel free to watch the full interview, or use these timestamps to browse specific topics at your leisure:

0:00 — Introducing today’s topic

0:50 — What Ray loves most about helping homebuyers

2:00 — Myth No. 1: You need perfect credit to get a mortgage pre-approval

4:05 — Myth No. 2: It’s cheaper to rent than to buy

5:49 — Myth No. 3: You need 20% down to buy a home

7:27 — Wrapping me

And to hear the 7 remaining myths from Ray, click here. If you have any questions in the meantime, don’t hesitate to reach out via phone or email. I look forward to hearing from you soon.